Contracted insurance, two contracts is worse than one

Contracted insurance, two contracts is worse than one

The 45,000 employees (80% women) fear that their rights will not be respected. Starting with the failure to pay part of the INPS and IRPEF contributions

There is malaise in contracted insurance agencies. The 45,000 employees (80% women) fear, in fact, that their rights are not respected. Despite the fact that the contracts concerning them since November 2014 have become two, one considered "good" and the other "pirate".

An agency can have a single agent or even multiple agents (coagents). They are free entrepreneurs and hire and organize their offices as they wish, as they are the owners of their own agency, but work under contract on behalf of one or more companies. The latter recognize the commissions to the agents who work with their mandate, while the employees of the agencies are paid with paychecks by the agents. The companies relate to the agents and their management employees (who have an Ania contract). The agents decide how to hire their agency employees and therefore full-time or part-time work duties. And now also whether to apply the Anapa / Unapass contract or the Sna contract (if registered with Sna).

In short, a situation complicated by the types of relationships. And embarrassing. Especially for workers, who often find they are not protected. "Even if the institutions recommend and recognize a single contract and not two - explains Milva Bertoldo, who has been working in the sector for 30 years -. In some cases it is even possible to fail to pay part of the INPS and IRPEF contributions, because they are calculated on the basis of the remuneration tables that the Sna contract has created by itself. There are cases, like in the agency where I work, in which we find ourselves in limbo: the agent, waiting to know if he could or could not apply the "pirate" contract to us, recognized us an advance on what we did he thought it would be the increase, but with reserve. In the case, it could have happened that we should have given it back to him ".

Therefore, to date the "good" contract is applied before the one that has already expired and is about to be renewed. Employees are also required to sign a conciliation by renouncing non-absorbable superminimi and renouncing the arrears accumulated in recent years.

As for the renewal of the Anapa / Unapss contract, we are on the finishing line. Among the new features: an increase of € 35 gross a month; multi-period timetable with adequate notice for a limited number of weeks. To cope with changes in the work intensity of the company, for limited periods and with adequate notice it may be required to work more with mandatory recovery in periods of lower work intensity; long term care (coverage that in Italy is not very well known and still not applied. It intervenes in cases of loss of self-sufficiency due to an accident or illness involving the inability to carry out the main daily actions independently).

While the other contract, signed between Sna and Confasal / Fisal / Fesica (foreign workers, domestic workers and carers), expires on December 31 of this year. "We are concerned about the companies' lack of interest in resolving this contractual ambiguity - concludes Milva -. Some recommend the application of the correct contract to the agents and then do not intervene. Yet the first person the customer is dealing with is the agency employee. Why do we always have to pay us? It is a real contradiction: it is absurd that there is no money to pay us and then they are wasted in another way ».